High Interest Investment

How does Dun & Bradstreet Credit Ratings compare to bond ratings.?

I know that the two credit ratings cannot be compared apples-to-apples, but what constitutes a bad D&B rating. I fully understand the difference between junk & investment grade for bond ratings. However, when should I be concerned about my D&B rating?

Public Comments

1. Bond ratings and D&B ratings have no correlation. They are two different animals. Since you really are just questioning D&B ratings, I will skip the bond conversation for now. D&B Ratings have two components. A two-digit score that is based on the value of your company's assets, and a single-digit numerical score, based on your payment history. Your value score will be determined based on the balance sheet information that you submit to the company. Your payment history score will be based on your Paydex score. If you pay all of your bills when they are due, or even early, your Paydex score should run between 75-80. With certain lenders, paying early can increase your score. Generally, only the last 12 months' worth of transactions will comprise your score, so if you have a bad month, it may not hurt you by this time next year. You can learn more at http://www.dnb.com. If you need to improve your personal or business credit score, the National Consumer Rights Alliance can help. Check out their new group page below. Good luck!