High Interest Investment

where can i find the best interest rate on a savings account with no minimum balance or fees? M&T has an online savings acct with .5% apy. Do you know of anything better?

What if I invest my money in a high interest savings account for the promotional period and then close ...? the account to put my money in another high interest account. Provided there is no exist fees would this effect my credit rating.. or can be done?

savings account interest is 1.25% is it typical? Hi, I'm 16 years old and I opened up my joint checking account and savings account with TCF bank today. I am a HUGE fan of saving money for college. Yesterday I had split my $320 into my 2 accounts a checking account with $300 and $20 into my savings account at 1.25% annual interest rate. The savings account was free with no annual fees up until im 18. 1) So, the question is it a good start by puting $20 into my checking account with 1.25% annual interest rate? and will my TCF savings account do any good for me on the long run? 2) And how much $$$ should I put in my savings account and checking account on my next pay check? ($280) I am 16 year old male living in Minnesota if anyone asks...

Savings Account? What is the best banks to open a savings account with. I am getting started in life by making my first savings account. I also need help with YPR, what is it? I prefer you to state the bank, fees to open the account, interest rate, how often is it compunded, and YPR. Thank You!

I am looking for a high interest savings account, which ones are the best? There are a lot of choices out there, witch ones are the best for intrest rate, being able to get at your money, and with no fees

I want a high interest savings account at a full service bank, it is not Wells Fargo, so who is it? Big banking leaves even the middle income people wondering what we did to get such bad service. If you do not watch your account charges crop up, not bad checks but tranfer fees from your savings (pays.1%) to your checking. What is wrong with this picture? It is already in their bank and it is all my money but I get hit for $10 transfer fees all the time. It's not like they have to put their money in the pot and it is just a transfer of my funds to one account to another. So they push the button regardless of who iniates the transfer. $10?

High Interest Rate Savings Account? I am about to graduate soon and I want to put some money every month into a high interest savings account. I went to www.bankrate.com and the best bank (with 4 stars) is FNBO Direct with rate after intro being 4.93% and no monthly service fees but I heard the customer service was terrible and sometimes they aren't able to link accounts. Does anyone have suggestions as to another bank that has a solid high interest rate on their savings account? I don't want to keep switching back and forth between banks so it doesn't have to have the highest interest rate. Thanks!

Does a Bank of America savings account pay interest.? I was just trying to apply for one online and there was no mention of interest. Instead, they were telling me that their fee would be waived for the first 6 months, as though they were doing me a favor by not making me pay them anything to keep my money. What's going on?

In monthly high interest rate savings account with a interest of 5.10% with 25,000 to start. OK my question... In a monthly high interest rate savings account with a interest of 5.10% with $25,000 to start. OK my question is how much money is that bank going to allow you to generate with or without fees?

Experience with High Interest Online Savings Accounts? I'm looking for a high interest online savings account. So far it seems like HSBC Direct has the best rate, no fees, no minimums etc. Seems like a good deal. Just looking for general pros and cons for these accounts - whether there are any negative consequences that I should be aware of especially regarding accessing the money in the account. Thanks!

What US bank offers the best APY for a savings account for kids? I need to find an account that is not a 529 college savings plan, provides better than .6% interest, no fees, and will allow relatives and friends to deposit money directly.

What is one of the best money market checking/savings accounts with the highest interest yield? I currently bank of Bank of America. I am disappointed in their low interest rates and am thinking of switching to a brokerage or mutual fund firm that handles checking and savings accounts as well as retirement funds. Can anyone recommend one that yields a decent rate of return with low fees? I'm also thinking of possibly linking a Capital One 5% money market savings account to my existing accounts. Does that make sense to do?

Does anyone have an account with Bank of Internet? I have my checking account with WaMu, and now that Chase took over they dropped their savings account interest rate from 4% to 1%. Bank of Internet currently has a 3.51% interest rate with no maintenance fees or minimum balance. Has anyone used them before? Are transfers to and from external accounts free? I'm just a little nervous about transferring a large sum of money to a bank I've never heard of, so I'm looking to see if anyone has had any experience with them. Thanks!

How much interest does a typical HSBC student savings account usually yield? -this isn't an online account, just the ones where you have to go to the bank to see your account -i'd like to know how often the interest is compounded (annually, semi-annually, quarterly, monthly, or daily) -how much is the maintenence fee, if any? -what is the minimum balance?

What is the best online savings account right now? I'm trying to find the highest interest rate for a savings account, but also want one that doesn't have minimums or fees or anything like that. I was looking at Etrade at 5.05%, but it sounds like they could go bankrupt. I've heard a lot of good things about ING Direct, which is around 4.00%, but I feel like I can get a better rate somewhere else. Has anyone found one they are happy with?

What bank offers an interest bearing checking account, FDIC Insured, for minors? I'm 15 and currently have a savings account making about .05% APY. Despite interest rates being poor, I think I can do better than this, and I want the freedom of a checking account. I'm looking for an FDIC insured bank, that either won't charge me ATM fees, or is a widespread bank. Also, I'm okay with having an adult co-signer, and I could do a minimum monthly balance of about $5,000.

Why are online savings interest rates so high? I want to open a savings account but I don't know which one to choose. Each bank has a variety of options all with interest rates well under 2 percent. But then there's always a type of account with no minimum balance, no fees, and an interest rate of 3 percent. I don't get it. What's the catch? And how is an online savings different than a regular savings? And what's even the purpose of a money market account now with so many savings accounts offering higher rates? Are these all effects of the U.S.'s dwindling economy? I know I ask a lot of questions but if anyone has all the answers, It'll be greatly appreciated. Funny you mention that because I'm with Citibank and I they were considering selling themselves on Friday. I'm looking to move to another bank, but do you think it's still safe even with the federal regulations increasing deposit insurance from 100K to 250K?

High interest savings. ING Direct savings or ETrade Complete? Ok, I've been wanting to open a high interest savings account for the last month and am finally getting around to it. I was planning on opening an ING Direct savings account with 4.10% APY, but I just came across an ETrade Financial Complete savings account with 5.05% APY. If it was just about the numbers, obviously I would go with ETrade. ING was reccomended to me by my brother and a teacher. So I know people have had good experience with it. But it seems that the ETrade account is almost identical (No Fees. No Minimum.) So I don't see how I couldn't go with anything other than the ETrade. Anyone have any feedback or experience? Thanks! oh and here are my options. http://home.ingdirect.com/products/products.asp?s=OrangeSavingsAccount https://us.etrade.com/e/t/jumppage/viewjumppage?PageName=kingofcashmm&PageName=kingofcashchk&PageName=kingofcashcd&PageName=kingofcashmm&PageName=kingofcash&tb=3910&WT.mc_id=3910&cdrate=6

How much interest do Bank of America Regular savings accounts earn? I just opened new savings and checking accounts at Bank of America and the savings account has $25.00 in it, while the checking has a little over $3,025 in it. Is it unwise to put that much in a checking and that little in savings, since it's supposed to earn interest? How much interest does it earn? The specialist told me there would be no monthly fees as long as I use my debit card at least once a month, as I am enrolled in the "Keep the Change" program as well. Thanks! :D

Higher savings interest than a 3.75% apy? Does anyone know anywhere where I can get a savings account with a higher interest rate of 3.75%? wamu is giving this provided you have a checking account with them already and you sign up online. Also, no monthly/anual fees like citibank.

I'm opening a savings account, which bank should I choose? I need to start saving my money better, and I think a savings account will help me out alot! Which bank should I go with? Preferrably a bank with.. *Low/no minimum daily balance *Low/no monthly service or maintenance fees *High interest rates, so my money will add up QUICK *Free online banking

Opening a savings account in Swiss Francs? I am interested in opening a savings account in CH, no or low minimums, residing in the US?something that has no fees or very little , mainly for savings purpuses... ANY HELP? big banks like Credit Suisse require a million minimum?

What is the best bank to deal with for High-yeild online savings account? I am looking for the best savings account for my buck. No strings attached, High interest rates with easy access, no minium deposit (unless a small amount), no monthly fees, something that I can put my money in with no worries and turn it around for a few extra bucks.

What would you do with 20k in savings? I have 20k in a crappy 0.6% interest savings account. I want to keep it liquid and be able to get to it without huge fees. What would you do with the money and were would you put savings money. I don't know what type of investment I could use, if any if it is short term.

What is the minimum amout of money to open a checks and savings account at Wells Fargo? also.. what is the interest rate and what fees does Wells Fargo charge for the account ( monthly or whatever)

I'm about to open a new savings account!? I just apply for a bank of america savings account? I would like to get more information about what kind of savings account is good for me? What is the best savings account bank out there? Regarding high interest rates, no fees, etc.. Thanks

Orange Savings Account? Does anyone have an orange savings account? Is the savings account really high interest, no minimum, and no fees? Have anyone had any issues with them?

What bank should i open a savings account with? I just turned 18 and want to open a savings account without my parents knowing about it. I have a little over 1k in cash to put in it. I do not really care about earning interest, I just want to be able to withdraw it easily, and deposit cash into it locally I want one without a minimum balance or maintenance fees. I live in WA if this helps. Also any tips on how to open one without my parents seeing mail from the bank would be great! THANKS!

what should i use for a savings account? i'm thinking of butting my money in a savings account and opening it when im 21 or 18. what's the best one i should put my money in (EX they pay high interest no w/drawl fees) i need to know how much money i should put in it to get about 1000$ when i'm 18. right now im 13 so in 5 years

Are there any banks that pay a reasonable interest on savings accounts anymore? Reasonable=3% or higher. No monthly or annual fees. Minimum balance $1000. ATM card a must.

Charles Schwab savings account? I currently use Bank of America for my banking needs and they are ok. But they do have some restrictions on their savings accounts such as having a minimum, only 3 withdrawls per month and other things as well. They also have very poor interest rates on their checking and savings accounts. Around 0.20% APY Whereas Charles Schwab has no minimums on their accounts, no restrictions, no fees on the account, no ATM fees, and their interest rates are around 4% APY. But when i ask all my friends and coworkers about Charles Schwab, none of them use their banking services. Is there something i'm missing about Charles Schwab, and is there any reasons i shouldn't switch? does anyone know their savings account %?

Instead of 5% Interest in savings should I use dollar cost averaging with index fund or index ETFs? I have extra money and barely any extra time, I am 22 yrs old. I regularly feed 1k to 1.5k into a savings account that earns 5% interest. I want to know if I can do better than this? I am pretty much ruling out trying to "play" the stock market with individual stocks. I have not ruled out index funds, index ETFs, sector ETFs, etc. I'm basically trying to figure out: 1. Can I do better than 5% with dollar cost averaging index funds or index ETFs even after factoring in the fees and taxes? 2. Lots of people have shied away from index ETFs vs. index funds because of the trading commissions for ETFs but now with Zecco.com (zero trading commission) is buying 1k of an index ETF every month better than a 1k index fund? Dont the index funds have higher fees? Thanks, I know there are some things I'm not thinking of and I am very inexperienced. I just feel like I am wasting money because I can afford more risk at my age than a savings account.

Where can I open up a savings account for free with little money? 'm 18 years old, and want to start a savings account, but all the places I look charge a fee if you don't have enough money in the bank, and I don't want to mix it w/ my checking, because then I might spend it. Any reputable banks that don't charge you to open a savings account? I don't care too much about high or low interest, since it only makes pennies difference. Thanks!!

puting $20 in a savings account a good idea? Hi, I'm 16 years old and I opened up my joint checking account and savings account with TCF bank today. I am a HUGE fan of saving money for college. Today I had split my $320 into my 2 accounts a checking account with $300 and $20 into my savings account at 1.25% annual interest rate. The savings account was free with no annual fees up until im 18. 1) So, the question is it a good start by puting $20 into my checking account with 1.25% annual interest rate? and will my TCF savings account do any good for me on the long run? 2) And how much $$$ should I put in my savings account and checking account on my next pay check? ($280) I am 16 year old male living in Minnesota if anyone asks...

Borrow money from low interest credit card and invest it in higher interest yield account? I got an offer where I can borrow money from my Credit card for 1.99% APR until Feb. 2008. There is a fee of $75.00 which is minimal as the amount I would borrow would be about $18,000. I can take this money and invest it in a savings account that has an APR of 5.35%. I can make the monthly payment straight out of the account and make an effective 3% interest on the money. Would this be a good idea? The only down fall I see is how the extra debt would affect my credit score over the next year (currently in the mid 700's). However, I do not plan on borrowing any money over the next year and a half.

Best online savings account? Hi all. Most of the time i never put any money in a saving account for interest which was very stupid of me. A few days ago i put a couple of thousand dollars on IngDirect for 4.2 percent since i heard it was real good and simple since there were no fees, penaltys etc and basically all these savings accounts shown on bankrate.com are FDIC insured up to 100K. I know other savings accouts like hsbc offer more ... 4.5 percent and some places like ETrade offer 5.05 percent savings. I chose INGDirect because i heard it was the easiest one to sign up and HSBC's website is a bit confusing from someone. I also see 3 month CDS from places like Countrywide Financial that offer 5.45 percent 3 month Cds. However, someone on the 2+2 threads said they wouldnt really trust those Countrywide Financial because Countrywide cant sustain gving 5.45 percent in the longrun and that. I only have money on ingdirect about 5k for 4.2 percent. I would never put money in a regular savings account because those pay like 0.25 percent. Should i move my 5K to something like ETRADE savings accounts for an extra 0.85 percent. I just got bad thoughts from people who said they dont like putting money in a savings that doesnt have a big name. Thanks all.

Should I use my credit card like a bank account? Long story short. I had a bankruptcy many years ago. I have one credit card and a car loan. I make good money. My FICO is 690. I can't get a checking account. I could not even get a savings account until last year. Although, the savings account fees me if I use it more than once in a cycle. $2 here $4 there. Last month it was over $45 is fees. Worthless really since I can't write checks off it. I can use it for paying bills online but it costs $2 every time. I have a credit card with 18.8% interest and no annual fee. There is a 2,000 credit limit on it. I have used it twice in the amount of $300 and paid it off. I was wonder if I could use this card like a checking account? For example. Pay all my bills online with the card. Gas the car, buy groceries, and whatever else. Then when I get paid, put my check into money order form and send it to the credit card company or better yet western union it. It would really make my life easier and I would be beating the interest rate by paying the balance off in the cycle. Also, it would look fantastic on my credit. Bad idea or good?

at what bank could i find a good savings account for minors? im looking for a bank that has the features that i want like interest, debit card, low to no minimum balance, and no hidden fees but is for a 13/14 year old please help thanks!

What is the best institution to open a Health Savings Account? My employer just started offering a high deductible health plan and it seems like a good idea - it is half the cost of the other offered plans (~$30 each pay period); I am relatively young and don't get sick very often (knock on wood); I have a nice size savings to cover deductibles in case of emergency; and if something bad were to happen, after $2500 out-of-pocket (per year), everything is covered at 100%. This is, of course, if I understand it correctly. Anyway, with this plan I can also contribute pre-tax money to a Health Savings Account (HSA). The money can be used for health care related expenses and rolls over from year to year. Similar to an IRA? So, theoretically, if I start contributing now while I don't have a lot of health related expenses, I will have money saved for the future... The only problem I have at this point is finding an bank or credit union that offers a HSA plan with reasonable rates and no restrictions. For example, a HSA account at Citibank charges a $15 opening fee, $2 monthly maintenance fees and a $25 closing fee - this seems a bit outrageous to me. I have found some credit unions that have no fees and also pay 5% interest - this sounds excellent except that to joining the credit unions requires that you work for a particular employer, live in a certain area or go to a specific church. So, my question is this - has anyone found a bank, credit union, brokerage, or insurance company that offers HSA-type accounts with no fees and pays a decent interest rate and also has no restrictions on membership? Thanks for your help!

Should I close down my Savings Account? I notice the monthly service fee is more than the interest I get. Would it be better to transfer the money from the Savings Account to my Checking Account?

what's the best savings account to put money into? Is Orange Savings the best out there? I understand how they work is to link your existing checking account to their savings, which in turn will earn interest while at the same time you can always use your money that is in the existing checking account? How many other banks/savings do such thing? I'd open several of these if they work like the Orange Savings. I know most banks you have to maintain a minimum amount of savings or face fees, meaning you shouldn't be touching your money, let it stay there and earn or just withdraw altogether rather than facing fees. Am I right?

I am new here in the USA (Michigan) and have to open a bank account, which bank is the best one? I want a bank that is internationally recognized because I need to make wires abroad. I need very low/zero fees, internet banking, very good user interface, interest checking account if possible, if not, then high yielding savings account. No minimum deposit.

What exactly is a money market account and is there any risk to opening one up? I want to see what I can do to earn more interest than a regular savings account, but I don't want to get into anything that has any hidden fees and catches that they don't tell you about up front. Anything anyone knows about the safety or dangers of opening up one would be greatly appreciated. Thanx in advance. ~Ash♥

first time checking & savings account - help? i'm 18 and i wanna open a checking & savings account for the first time. plz answer these following questions so i can have a better knowledge in banking: 1. i don't have a job yet. can i still open a bank account? 2. i'm considering these following banks to open a bank account w/: WaMu, Citi, BoA, and HSBC. which one is the best w/ no monthly fees, extra fees, high interest, etc?: 3. is it a good idea to open one checking account at one bank and one savings account at another? if i wanna transfer my money from a savings account to a checking account at a different bank, how do i do it? 4. what's the difference between a online savings account and a regular savings account? which one is better to have? how does a online account work? (like how do you deposit/withdraw money?) 5. what does it mean to "maintain a balance"? is it good if there's "no minimum balance"? p.s. i live in the US if that helps.

Anything fishy about WaMu.com online savings account 4.00% APY...? wow, this is unheard of, most savings accounts having APYs and interest rates of like .5% or less if you open a free checking account (pretty easy $1 min), you will get 3.93% interest and 4.00% APY my dad tells me this sounds too good to be true...what about fees and such? is there something i should know before i actually open an online savings account? what is your take on this? https://online.wamu.com/banking/offers/Campaign001/landing/free.asp?hmelnk=phpwfcraprop022208 Note the * and ** at the bottom...they talk about fees, but not how much...? Thanks for your help

Economic multiple choice questions? To earn money, the rate of return on an investment must be higher than the rate of deflation. rate of inflation. interest rate. ---------------------- When shopping for a savings account you should look for one that offers annual fees. loyal customer fees. simple interest. compounding interest. account fees. ---------------------- The best way to store emergency savings is under the bed. a savings account. a certificate of deposit. a mutual fund.

What is a good interest rate for? *HOME LOANS *PERSONAL LOANS( BUYING A CAR) *JOINT SAVINGS ACCOUNT if available please include bank name, nameof account/loan account, interest rate and any extra fees charged. In australia if possible please name two or more banks to compare

Savings account lien for disputed transaction? I have been using ICICI credit card for more than 7 years now and have been making all my payments on time. But this time i have faced a problem. On 06 september 2009, I was out of town, when i received 3 messages from the bank for the online transactions done on my card. I immediately called the bank and asked them to block my card and raised a dispute for all the 3 transactions because I did not make those transactions. 06/09/2009 74568229250000645805814 VODAFONE PAYMENTS Rs. 2,628.00(DR) 06/09/2009 74568229250000645805566 VODAFONE PAYMENTS Rs. 555.00(DR) 06/09/2009 74332749250924933605432 RELIANCE INFOCOMM LIMI Rs. 5,000.00(DR) I also faxed them a letter to raise a dispute for these 3 transactions. ( A Copy Is attached) On 08th September 2009 & 12th September 2009 i received an INTERIM CHARGEBACK CREDIT on all the 3 transactions made. But on 22nd December the INTERIM CHARGEBACK was Debited back. When i called the bank i was informed that it has gone in favour of bank as the transactions were done after providing the 3D secure pin number (Which was not set by me). These three transactions have been under dispute for which the bank has been incurring the late payment fee, interest charges as well as the service charges. Now the bank has lliened my savings account for the total outstanding of: Rs 10,596 (This is including late payments, interest charges, Service charges) My credit history has been extremely good as i have always been making all my payments for all my transactions on time, even after raising the dispute. I have never delayed my payments but have now faced the problem because of a fraud transaction done by some one else. So I am really tensed. I am now getting annoyed of all these things. The Bank is not even providing me the details of the transactions done so that i can find out who made those transaction. I am doubting that probably some one from their department would have used my information, set the 3d secure password and made these transactions. Please help me and suggest what to do?

Good savings account to access abroad? Hi, I am off to New Zealand for two years in a few months and want to open up a good savings account now so I can start saving some money. I have 3 requirements - a) The savings account must have online banking so I can transfer money online, etc b)I wont get stung by high fees for taking money out overseas c) it pays a good interest rate Any suggestions? Many thanks, Neil

Is it better to use a Regular Bank Savings account, or use a 529 account to save for College? I have a regular Bank Savings account that I have just started to put money into for my son's college, he is 13 now. I am asking for advice as to which way is the best way to save for college....a regular savings account, or something like a Vanguard 529 account. Doesn't a 529 account draw more interest, but you do have to pay a fee yearly or quarterly on the account? Thanking you in advance for your prompt replys to my question.

I am looking to change my current account for one that I can use in China and SE Asia without getting charged? Really I am looking for one which has either an international debit card or an associated credit card as I will be travelling at the end of the year for 3 months in SE Asia and then over to China and if its one where money can be set up to automatically be skimmed into a savings account that would also help, otherwise it gets complicated as to what money is being transferred where. Also looking for other benefits as well such as best interest rate, lowest overdraft fees etc. At the moment I have a standard HSBC account, which at least would have the advantage of there being loads of machines to use, although from what I can gather you would get charged for this overseas - bit ludicrous to me but there you go.

what is the best savings account for my son? my son is a year old i have been saving some money for him. I want to know what is one of the best savings plan out there like a savings account that will get alot of interest and things like that . So that when he turns like 18 the money that i put in there will have alot of interest on it and he will have alot more money saved up. so what is the best savings account i can get him that dont .charge you annual fees or ne thing that is hidden something, that is good on builidng interest and saving and doubling the money thanks.

aditional principal vs investing into an interest account formula? can someone answer this question buy giving all the facts needed to feed the data into some sort of a formula? Looking for a way to figure out the formula for investing into an interest account vs making additional payments on a mortgage? for example the loan is 250k @ 6.5% and a cd is @ 5.0% assuming the payments are coming from a savings account that are not going to be used for anything other then investing at which point is it prudent to invest in house vs something else? Also the tax bracket is 28% so consider the deductions

Does anyone know of a credit card reward program with automatic cash deposit to a bank or investment account? My old credit card used to pay 1 percent of all my charges automatically to an investment account that I specified. Then the bank was taken over by Bank of America who quickly put an end to that program. I have been unable to find a new credit card that will do the same thing without fees. Can anyone help me? American Express One card will automatically deposit 1 percent into a savings account, but they charge an annual fee that pretty must eats up any interest you would make with the account. Another disadvantage of American Express is that it is not accepted with as many retailers as Visa & Mastercard. Fidelity Investment has a Rewards Visa Signature Card program that lets you convert points to money in their investment account, but it is not automatic. You have to remember to manually log in and choose that reward option for your points among other options. I need something automatic, otherwise I always fail to invest.

What would be the best Savings account deal in my town? I live in El Dorado, Arkansas. I am shopping around for a savings account for my local clubs funding. Which is the best? First Financial Bank •Opening deposit of $25. •No monthly service charge unless balances falls below $100, service charge is $3 per month. •Unlimited transactions in person, by messenger or by mail. •Transfers from a Business Statement Savings account to another account or to third parties by preauthorized, automatic, computer, or telephone transfer are limited to six per month with no transfers by check, draft, or similar order to third party. An excessive transaction fee of $3.00 will be charged for each electronic transfer to a third party in excess of six during the month. •Interest compounded and credited quarterly. •Complete quarterly statement. •Free Internet and Telephone Banking. Business Statement Savings may be used alone or in combination with Business Checking. It will help you conveniently keep track of your money while earning interest. Timberland bank Offers tiered interest. Your interest rate increases as your savings grow. Funds are insured to the limits established by the FDIC. Opening deposit is only $50.00. Simmons First Bank •Earns interest, compounded quarterly. •Quarterly statement. •FDIC insurance. •Free direct deposit of Social Security and Retirement Checks. •Free notary service. Unlimited deposits. Benefits and features subject to customer qualification and approval by Simmons First. *$100 required to open account. Bancorp South •No minimum balance to maintain or monthly service charge •Immediate access by making deposits and withdrawals at any time •Interest is calculated on the daily collected balance and credited semi-annually •Also, ideal for a child's first savings account Six debit transactions during the semiannual statement cycle are allowed. A $5 withdrawal fee will be assessed for each excessive withdrawal over six. Regions Bank Compare Accounts - Savings Features & Benefits Regions LifeGreen Savings Opening Requirements LifeGreen Checking account $5 with an automatic recurring monthly savings transfer from a Regions checking; Otherwise, $50 Interest Bonus 1 Interest Calculated Compounded daily, paid monthly on collected balances Interest Tiers $0 - $2,499.99 $2,500 to $9,999.99 $10,000 to $24,999.99 $25,000 to $49,999.99 $50,000 + Use as Overdraft Protection Yes Service Charge None Service Charge Waived When N/A 30% Discount on Safe Deposit Box2 Regions LifeGreen Savings Accounts subject to the Regions Bank Deposit Agreement 1.A monthly automatic transfer of $10 or more from your Regions Checking Account to your LifeGreen Savings account is required to earn a 1% interest rate bonus. The bonus is paid on the average monthly balance for the year and paid on the anniversary of account opening. Maximum annual savings bonus of $250. 2.Subject to availability. First Financial Bank Timberland Bank Simmons First Bank Bancorp South Regions

How does ING earn money from accounts such as the 'Savings Maximiser'? I was considering opening a 'Savings Maximiser' account with ING, which apparently has no fees but gives out 6.25% interest pa. How do they earn money from this? Are there any other hidden costs?

Lost Money in Savings account? Does it ever happen to you that you let money sit in your saving account without touching it for a while, then the bank will auto withdraw $3 from your account each month? That's what happened to me with a Saving account with WaterMark credit union. I didn't pay attention for 6 months, and lost $18 whereas its interests gained are 10 times less than loss :-) What should I do? I talked to the bank, and they keeps saying the charge is INACTIVE FEE. This is my first time to hear about this fee. It's a SAVINGS account for God-money-saving sake. I got pissed and closed my account right away. By the way, just for your information: watch out if you have an account with WaterMark credit union or with others. To me: it's bad to have an account with WaterMark credit union.

Can't open savings account due to no credit? So I've had an HSBC online savings account for a couple years now. Their interest rate dropped to 1.85 recently, and the GMAC online savings rate is at 2.50%. So I figure I'll open a GMAC account, then keep 2/3 of my money in whichever has a better rate at a given time. I went thru GMAC's online application process, then today I call them thinking I'll finalize the process and transfer in the funds. After giving my info, the CS rep asks me to hold, says something about a 'problem with my deposit history' or something. When she gets back she says they have to have another office check me out. Apparently because I have no credit history. They'll call in 4-6 days. Okay, so I'm 35 and have never used credit for anything, never taken a loan. I actually just last week opened a secured credit line with BoA so I can change that (better late than never), even though I have no use for credit and establishing it is only gonna mean an extra bill to pay along with the CC fees. So I save my money and live within my means. Really my credit should be golden because I owe nobody money, and I've kept my debit card/checking account balance above the minimum ($1000) like forever to avoid the maintenance fee. But I digress. What the heck does good credit have to do with opening a savings account??? I'm trying to give them my money, not asking them for money!!! Can anyone explain this nonsense? Will they refuse my money because I've no credit history? 10 points for best answer... if it matters to yas.

Should I put 6k in Canada Premium bonds or a savings account ? I have $6000 which I will not be needing to spend. Should I buy Canada premium bonds (interest is 2.75% for the first year, forgot second year, and 3.05% on the third). If I put it in a savings account, it will be with HSBC, and its 3%. There are not monthly fees or transactions with either the savings account or the bonds. I will not be needing the money for a few years and I know the bonds can only be cashed at the issue date. I am a student, I work part. Are there other low risk investments? I heard from my parents that HSBC does not treat customers well unless you have a lot of money. I am currently getting 0.05% from the Bank of Montreal What are your opinions?

I was just looking at online savings account sites. They look good. Anyone with experience to share ? It looks like pretty good rate of interest (above 5%), no fees, no minimum to open(on some), ATM access to account. Pretty cool . What is the fly in the ointment? Thanks for input.

How to close my chase savings account ? I had a chase savings account for nearly an year since I had some money in it and it was giving me a bit of interest and I was happy about getting something out of it.But now I plan to withdraw all the money and use it for personal reasons but chase says I need a minimum balance of $300 to be kept in the savings account.Since i cant afford to keep this $300 , I plan to close the savings account and retain the checking account.Does anyone have an idea regarding the procedure and if there are any fees which chase charges for closing the savings account ? Thanks

What is the minimum opening deposit for opening a HSBC Free Checking account? I have an online savings account and have $1000 in a local savings account at Wells Fargo that could earn better interest with HSBC. I now have a credit card through Wells Fargo, and I am a little worried that I might have to use the money I have in savings, in case I make a mistake, in order to pay the credit card bill. Well, I want to close the Wells Fargo savings that only pays .2% interest rate and open an HSBC checking in case of emergencies. I guess that dosen't really have anything to do with my question, lol. Here's another question, who would go with their Basic checking package when you pay a service fee when you can get their Free Checking which is more souped up and pay nothing?

How to close my chase savings account ? I had a chase savings account for nearly an year since I had some money in it and it was giving me a bit of interest and I was happy about getting something out of it.But now I plan to withdraw all the money and use it for personal reasons but chase says I need a minimum balance of $300 to be kept in the savings account.Since i cant afford to keep this $300 , I plan to close the savings account and retain the checking account.Does anyone have an idea regarding the procedure and if there are any fees which chase charges for closing the savings account ? Thanks

how do i turn the following real-life situation into an equation or inequality? For the linear equation I would use my 4 year CD savings account as the example. I opened the account 1 year ago with a deposit of $1200. Since it is a CD account I cannot touch the money for 4 years until the required time is up (unless I close it before then, in which case I will be charged and early termination fee). The account has an interest rate of 0.09%, meaning so far I have made $108. Now I can use the known information to figure out how much money will be in the account after 4 years. The slope (which will be going up in a positive form) will represent how much money I have gained from interest each year.

Do all banks charge fee's on savings accounts? I thought the banks pay you interest on your money but in Australia all they want to do is charge fee's for you lending them your money.. So no matter what you get paid you have this extra tax on your cash.

Please help me answer these questions:? a) Name and describe two different bank fee's or government taxes that are applied to Australian saving accounts b) What kinds of transactions are usually associated waith savings accounts? Are fees the same for all transactions? c) Explain how you could reduce the total annual cost of bank fees or government taxes for your savings accounts? d) List three differences you have discovered between bank saving accounts. For example, interest rates, fee's, minimum balance. Thanks so much to anyone that answers XD

What is the best way to go financially to help plan for the future? I am 30 years old and currently working at a union job that does not offer a 401-K. I have been working on getting my finances in order and I found out that I have $400 extra every month. I opened a savings account, but the interest rate keeps dropping by a tenth of a percent every month it seems. Are there any other options that guarantee a more stable and maybe higher interest rate until I can afford investing in stocks and bonds? I do not understand IRA’s and Mutual funds and I don’t feel that my bank is telling me everything regarding fee’s, risks, etc.. I do not want to invest into something that I can eventually lose. Please help!

Chase and WaMu- Which bank has a higher interest? I'm a college student in NYC and I'm planning on opening checking and savings accounts at Chase. I know checking accounts don't give interest- unless it's a Premier account [at Chase]. I'm thinking of opening a checking account with direct deposit and a regular savings account. What kind of fees does Chase have? What are the benefits, if any, of having either accounts with Chase bank? I also have a checking and savings account with WaMu. Do you think I should close it or keep it? Which bank has higher interest, WaMu or Chase?

Which bank account should I get? I want account for youths, but it doesn't pay any interest, but has unlimited free transactions at any atm. but I also want this savings account that pay's 0.05% interest/day, but has a transaction fee of $0.80 per deposit and withdrawal. so which account should I get: the youth account or the saving acount.

Does anyone know where I could put $3500 in Canada to make it grow fast? The only catch is that I need to be able to withdraw this money as well. So I was thinking maybe a high interest savings account or something. I just would like a place to put the money that I'll make some money off of but would still be able to take the money out without fee's or penalties if need be.

Saving Property Taxes. What kind of account should I open? I am not planning to escrow my taxes when I buy my home. What kind of savings or investment account should I open to save the money and earn good interest without penalties and fees when I withdrawal my tax payment at the end of the year?

Where do you have your HSA Account? I'm looking for people who are happy with their HSA accounts. A lot of accounts have pretty low interest rates and monthly fees that seem to negate the income tax savings benefits. Are there any that have interest rates higher than 3%? Please recommend!